Privacy Policy
Last updated: October 28, 2026
Kharcha Buddy is a personal expense and income tracking service accessible through messaging platforms, including Telegram and, when available, WhatsApp. This Privacy Policy explains what information we handle and how it is used.
1. Information we process
- Account and messaging identifiers: the platform-specific identifier needed to associate your messages with your Kharcha Buddy records (for example, a Telegram user ID or a WhatsApp phone number).
- Financial entries you submit: expense and income amounts, descriptions, categories, dates, and related transaction details.
- Messages and commands: information you send to the bot so it can understand and carry out your requests.
- Technical information: limited operational information necessary to troubleshoot errors, secure the service, and prevent misuse.
2. How we use information
We use the information to record and manage transactions, calculate balances, generate requested summaries and reports, respond to commands, maintain service reliability, and protect the service from misuse. We do not use your transaction entries to provide financial advice.
3. Storage and service providers
Kharcha Buddy uses Cloudflare infrastructure, including Cloudflare Workers and D1 database services, to process requests and store transaction records. Messages sent through Telegram or WhatsApp are also processed by the relevant messaging platform under its own terms and privacy practices. WhatsApp functionality may not be available until its integration is launched.
4. Sharing
We do not sell your personal financial records. Information may be processed by infrastructure and messaging providers as needed to operate Kharcha Buddy, or disclosed when legally required.
5. Retention and deletion
Transaction records are kept while needed to provide the tracking service, unless deleted or retention is otherwise required by law. Users can delete individual transaction entries through supported bot features. To request deletion of your account-related information or ask about data removal, contact us using the address below. Some limited information may need to be retained for security, operational, or legal reasons.
6. Security
We use reasonable technical measures to protect information. No online service or messaging platform can guarantee absolute security. Please do not send passwords, bank login credentials, card PINs, or other highly sensitive secrets to the bot.
7. Your choices
You may stop using the bot at any time, delete supported transaction entries, and contact us about access, correction, or deletion requests relating to your information.
8. Changes to this policy
We may update this policy when the service, data practices, or legal requirements change. The revised policy and update date will be posted on this page.
9. Contact
For privacy questions or deletion requests, email impactinfoways@gmail.com.
Before publishing: Confirm that the contact email above is the support address you want users to use, and that the description of your deletion process matches the bot's actual features.